AIZStock and Options Trade Setup — Assurant, Inc.
NYSE · Specialty Insurance (Lifestyle & Lender-placed) · Moderate-liquidity options · Mid cap · ~$10B
Assurant operates two structurally attractive insurance niches that are largely overlooked by sell-side coverage: lender-placed homeowners insurance (a duopoly with high switching costs for mortgage servicers) and mobile device protection (a fee-based partnership with major carriers like Verizon, AT&T, and T-Mobile). Both businesses generate consistent fee and underwriting income with limited catastrophe exposure relative to traditional P&C peers. The Lifestyle segment (Connected Living + Global Auto) is benefiting from rising smartphone ASPs and longer device-replacement cycles, which expand the size of the protected base. Management has steadily returned capital via buybacks and dividend growth while keeping combined ratios disciplined. Options liquidity is moderate but improving as the stock's low-beta, defensive characteristics attract dividend-focused capital. Best suited to medium-duration directional setups when score signals confirm trend continuation.
Score History & Signal Changelog
Preview dataThis page is updated every 72 hours with the latest Scan results. Each data point below represents one complete algorithmic snapshot in time.
Signal Breakdown
Today's Trade Card
Options Profile
Risks & Fundamentals
Every setup carries risk. Here's what could move AIZ against you, plus the key stats that frame any position.
- 1.Carrier partner concentration — Verizon/AT&T/T-Mobile renewals materially affect Connected Living volume
- 2.Catastrophe loss spikes in the lender-placed homeowners book during severe hurricane seasons
- 3.Slowing smartphone upgrade cycles compressing device protection attach rates
AIZ Options Setup — Frequently Asked Questions
Is AIZ a good options trade today?+
Assurant, Inc. (AIZ) currently has an Amora Edge Score of 68/100, ranking it top 23% of today's scan. This composite score is built from four sub-signals — EMA cross, RSI zone, relative strength vs SPY, and volume surge — each scored 0–25. The current read is a bullish setup, so the algorithm is positioned bullish (calls / call debit spreads). A score above 65 typically warrants a trade card with stop and target; below that, the setup is on the watchlist but not actionable.
What is AIZ's win rate on Stoptions.ai setups?+
AIZ's historical win rate on closed Stoptions setups is 64%. Win rate is calculated as the percentage of past AIZ trade cards that hit their target price before stopping out. Win rate is most meaningful once a ticker has 10+ closed trades — individual ticker rates can be noisy at smaller samples. Our portfolio-wide win rate across all closed trades is the more stable benchmark.
What strike and expiry does Stoptions.ai suggest for AIZ?+
The strike and expiry are shown on the trade card at the top of this page when the setup is active. Stoptions.ai algorithmically selects strikes targeting delta 0.35–0.45 and expirations 30–45 days out, adjusted for current implied volatility rank (IVR). When IVR is high, the system favors call debit spreads to limit vega risk; when IVR is low, single-leg long calls are preferred. The card includes the contract symbol, mid-price entry, stop, and target.
How often is the AIZ setup updated?+
Every 72 hours we refresh AIZ's Amora Edge Score and trade card. The underlying scan runs daily at 9:00 AM ET (pre-market) and 9:30 AM ET (post-open), so any new signal change is reflected within one trading session. If AIZ drops below the entry threshold or the regime shifts (e.g., SPY enters a confirmed bear), the trade card is replaced with a "no setup" notice automatically.
What does the Amora Edge Score measure for AIZ?+
The Amora Edge Score is a 0–100 composite of four technical sub-signals applied to AIZ: (1) EMA cross — is the 20-day above the 50-day with both trending up? (2) RSI zone — is momentum in the 50–70 sweet spot, or extended/weak? (3) Relative strength vs SPY — is AIZ outperforming the market over 20 sessions? (4) Volume surge — is participation above the 20-day average? Each sub-signal contributes 0–25 points. AIZ currently scores 68.
How does AIZ compare to other Specialty Insurance (Lifestyle & Lender-placed) setups?+
AIZ's sector rank and percentile against other Specialty Insurance (Lifestyle & Lender-placed) tickers we track is shown on the /tickers index — sortable by Amora Edge Score, win rate, or sector. For direct comparison, see the "Related Specialty Insurance (Lifestyle & Lender-placed) Options Setups" panel above. When multiple tickers in the same sector are scoring 80+, the algorithm flags the cluster as a sector rotation signal and may upweight position sizing.
Educational content only — not personalized investment advice. Options carry substantial risk.
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