CPF Stock and Options Trade Setup — Central Pacific Financial Corp.
NYSE · Regional Banking — Pacific · Very low options liquidity · Small cap · ~$540M
CPF operates in one of the most supply-constrained real estate markets in the U.S. — Hawaii — providing a structural moat on collateral quality that mainland community banks rarely enjoy. The tourism recovery has kept local unemployment well below national averages and commercial lending demand stable. Net interest income has improved as the rate cycle crested, and management has consistently prioritized capital returns via dividends and buybacks. At roughly 0.9x book, the stock offers value that institutional investors periodically rediscover. Thin options markets but directional trades around earnings and Fed decision days can be effective with limit orders.
Score History & Signal Changelog
Preview dataThis page is a living document — updated every 72 hours from the last scan. Each data point below represents one complete algorithmic snapshot.
Signal Breakdown
Today's Trade Card
Options Profile
Risks & Fundamentals
Every setup carries risk. Here's what could move CPF against you, plus the key stats that frame any position.
- 1.Tourism concentration makes revenues sensitive to travel disruptions or economic slowdowns
- 2.Hawaii real estate repricing risk if rates stay elevated longer than expected
- 3.Very thin options liquidity — wide spreads reduce edge for short-dated plays
CPF Options Setup — Frequently Asked Questions
Is CPF a good options trade today?+
Central Pacific Financial Corp. (CPF) currently has an Amora Edge Score of 58/100, ranking it watching. This composite score is built from four sub-signals — EMA cross, RSI zone, relative strength vs SPY, and volume surge — each scored 0–25. The current read is a watchlist setup, so the algorithm is positioned bullish (calls / call debit spreads). A score above 65 typically warrants a trade card with stop and target; below that, the setup is on the watchlist but not actionable.
What is CPF's win rate on Stoptions.ai setups?+
CPF's historical win rate on closed Stoptions setups is 55%. Win rate is calculated as the percentage of past CPF trade cards that hit their target price before stopping out. Win rate is most meaningful once a ticker has 10+ closed trades — individual ticker rates can be noisy at smaller samples. Our portfolio-wide win rate across all closed trades is the more stable benchmark.
What strike and expiry does Stoptions.ai suggest for CPF?+
The strike and expiry are shown on the trade card at the top of this page when the setup is active. Stoptions.ai algorithmically selects strikes targeting delta 0.35–0.45 and expirations 30–45 days out, adjusted for current implied volatility rank (IVR). When IVR is high, the system favors call debit spreads to limit vega risk; when IVR is low, single-leg long calls are preferred. The card includes the contract symbol, mid-price entry, stop, and target.
How often is the CPF setup updated?+
Every 72 hours we refresh CPF's Amora Edge Score and trade card. The underlying scan runs daily at 9:00 AM ET (pre-market) and 9:30 AM ET (post-open), so any new signal change is reflected within one trading session. If CPF drops below the entry threshold or the regime shifts (e.g., SPY enters a confirmed bear), the trade card is replaced with a "no setup" notice automatically.
What does the Amora Edge Score measure for CPF?+
The Amora Edge Score is a 0–100 composite of four technical sub-signals applied to CPF: (1) EMA cross — is the 20-day above the 50-day with both trending up? (2) RSI zone — is momentum in the 50–70 sweet spot, or extended/weak? (3) Relative strength vs SPY — is CPF outperforming the market over 20 sessions? (4) Volume surge — is participation above the 20-day average? Each sub-signal contributes 0–25 points. CPF currently scores 58.
How does CPF compare to other Regional Banking — Pacific setups?+
CPF's sector rank and percentile against other Regional Banking — Pacific tickers we track is shown on the /tickers index — sortable by Amora Edge Score, win rate, or sector. For direct comparison, see the "Related Regional Banking — Pacific Options Setups" panel above. When multiple tickers in the same sector are scoring 80+, the algorithm flags the cluster as a sector rotation signal and may upweight position sizing.
Educational content only — not personalized investment advice. Options carry substantial risk.
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