FFIN Stock and Options Trade Setup — First Financial Bankshares, Inc.
Nasdaq · Texas Community Banking · Low options liquidity · Mid cap · ~$7B
First Financial Bankshares is a proxy on the Texas economy — one of the strongest and most diversified state economies in the U.S., driven by energy, technology migration, and domestic manufacturing reshoring. The company's geographic concentration in Texas is a feature, not a bug: deposit growth tracks population inflows and commercial construction that is absent in peer midwestern community banks. FFIN has maintained above-peer net interest margins and below-peer charge-off rates through the rate cycle, reflecting disciplined underwriting in a market where real estate collateral values have generally risen. Trust and wealth management revenues diversify away from pure spread income. The stock trades at a premium to book that has proven durable given its consistent earnings quality.
Score History & Signal Changelog
Preview dataThis page is a living document — updated every 72 hours from the last scan. Each data point below represents one complete algorithmic snapshot.
Signal Breakdown
Today's Trade Card
Options Profile
Risks & Fundamentals
Every setup carries risk. Here's what could move FFIN against you, plus the key stats that frame any position.
- 1.Texas real estate concentration if energy sector weakens significantly
- 2.Competitive pressure from large national banks expanding Texas footprint
- 3.NIM compression if rate cuts arrive faster than deposit repricing allows
FFIN Options Setup — Frequently Asked Questions
Is FFIN a good options trade today?+
First Financial Bankshares, Inc. (FFIN) currently has an Amora Edge Score of 66/100, ranking it top 40%. This composite score is built from four sub-signals — EMA cross, RSI zone, relative strength vs SPY, and volume surge — each scored 0–25. The current read is a bullish setup, so the algorithm is positioned bullish (calls / call debit spreads). A score above 65 typically warrants a trade card with stop and target; below that, the setup is on the watchlist but not actionable.
What is FFIN's win rate on Stoptions.ai setups?+
FFIN's historical win rate on closed Stoptions setups is 63%. Win rate is calculated as the percentage of past FFIN trade cards that hit their target price before stopping out. Win rate is most meaningful once a ticker has 10+ closed trades — individual ticker rates can be noisy at smaller samples. Our portfolio-wide win rate across all closed trades is the more stable benchmark.
What strike and expiry does Stoptions.ai suggest for FFIN?+
The strike and expiry are shown on the trade card at the top of this page when the setup is active. Stoptions.ai algorithmically selects strikes targeting delta 0.35–0.45 and expirations 30–45 days out, adjusted for current implied volatility rank (IVR). When IVR is high, the system favors call debit spreads to limit vega risk; when IVR is low, single-leg long calls are preferred. The card includes the contract symbol, mid-price entry, stop, and target.
How often is the FFIN setup updated?+
Every 72 hours we refresh FFIN's Amora Edge Score and trade card. The underlying scan runs daily at 9:00 AM ET (pre-market) and 9:30 AM ET (post-open), so any new signal change is reflected within one trading session. If FFIN drops below the entry threshold or the regime shifts (e.g., SPY enters a confirmed bear), the trade card is replaced with a "no setup" notice automatically.
What does the Amora Edge Score measure for FFIN?+
The Amora Edge Score is a 0–100 composite of four technical sub-signals applied to FFIN: (1) EMA cross — is the 20-day above the 50-day with both trending up? (2) RSI zone — is momentum in the 50–70 sweet spot, or extended/weak? (3) Relative strength vs SPY — is FFIN outperforming the market over 20 sessions? (4) Volume surge — is participation above the 20-day average? Each sub-signal contributes 0–25 points. FFIN currently scores 66.
How does FFIN compare to other Texas Community Banking setups?+
FFIN's sector rank and percentile against other Texas Community Banking tickers we track is shown on the /tickers index — sortable by Amora Edge Score, win rate, or sector. For direct comparison, see the "Related Texas Community Banking Options Setups" panel above. When multiple tickers in the same sector are scoring 80+, the algorithm flags the cluster as a sector rotation signal and may upweight position sizing.
Educational content only — not personalized investment advice. Options carry substantial risk.
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