IBOCStock and Options Trade Setup — International Bancshares Corporation
Nasdaq · Texas & Mexico Border Regional Banking · Low-liquidity options · Mid cap · ~$4.8B
International Bancshares is a uniquely positioned Texas regional bank — the dominant financial institution serving trade flows, businesses, and individuals along the Texas–Mexico border corridor, which processes some of the highest cross-border trade volumes of any land border in the world. That geographic dominance creates a customer base that is essentially captive: bilingual, cross-border banking expertise and decades of relationship banking along the Rio Grande are not easily replicated. IBOC's loan portfolio is conservatively underwritten, the credit culture is disciplined, and the capital ratios are among the strongest in regional banking. Texas economic growth — driven by energy, technology migration, and manufacturing nearshoring — provides a structural loan demand tailwind. The stock has historically traded at a discount to Texas peers, offering a quality regional bank at an attractive price-to-tangible-book.
Score History & Signal Changelog
Preview dataThis page is updated every 72 hours with the latest Scan results. Each data point below represents one complete algorithmic snapshot in time.
Signal Breakdown
Today's Trade Card
Options Profile
Risks & Fundamentals
Every setup carries risk. Here's what could move IBOC against you, plus the key stats that frame any position.
- 1.U.S.–Mexico trade policy risk — tariffs, USMCA renegotiation, or border restrictions directly affect the cross-border commerce that underpins the franchise
- 2.Commercial real estate concentration in Texas markets; any regional CRE correction would increase credit loss provisions
- 3.Texas oil and gas exposure through commercial lending creates some cyclical energy-sector credit risk
IBOC Options Setup — Frequently Asked Questions
Is IBOC a good options trade today?+
International Bancshares Corporation (IBOC) currently has an Amora Edge Score of 65/100, ranking it top 41% of today's scan. This composite score is built from four sub-signals — EMA cross, RSI zone, relative strength vs SPY, and volume surge — each scored 0–25. The current read is a bullish setup, so the algorithm is positioned bullish (calls / call debit spreads). A score above 65 typically warrants a trade card with stop and target; below that, the setup is on the watchlist but not actionable.
What is IBOC's win rate on Stoptions.ai setups?+
IBOC's historical win rate on closed Stoptions setups is 66%. Win rate is calculated as the percentage of past IBOC trade cards that hit their target price before stopping out. Win rate is most meaningful once a ticker has 10+ closed trades — individual ticker rates can be noisy at smaller samples. Our portfolio-wide win rate across all closed trades is the more stable benchmark.
What strike and expiry does Stoptions.ai suggest for IBOC?+
The strike and expiry are shown on the trade card at the top of this page when the setup is active. Stoptions.ai algorithmically selects strikes targeting delta 0.35–0.45 and expirations 30–45 days out, adjusted for current implied volatility rank (IVR). When IVR is high, the system favors call debit spreads to limit vega risk; when IVR is low, single-leg long calls are preferred. The card includes the contract symbol, mid-price entry, stop, and target.
How often is the IBOC setup updated?+
Every 72 hours we refresh IBOC's Amora Edge Score and trade card. The underlying scan runs daily at 9:00 AM ET (pre-market) and 9:30 AM ET (post-open), so any new signal change is reflected within one trading session. If IBOC drops below the entry threshold or the regime shifts (e.g., SPY enters a confirmed bear), the trade card is replaced with a "no setup" notice automatically.
What does the Amora Edge Score measure for IBOC?+
The Amora Edge Score is a 0–100 composite of four technical sub-signals applied to IBOC: (1) EMA cross — is the 20-day above the 50-day with both trending up? (2) RSI zone — is momentum in the 50–70 sweet spot, or extended/weak? (3) Relative strength vs SPY — is IBOC outperforming the market over 20 sessions? (4) Volume surge — is participation above the 20-day average? Each sub-signal contributes 0–25 points. IBOC currently scores 65.
How does IBOC compare to other Texas & Mexico Border Regional Banking setups?+
IBOC's sector rank and percentile against other Texas & Mexico Border Regional Banking tickers we track is shown on the /tickers index — sortable by Amora Edge Score, win rate, or sector. For direct comparison, see the "Related Texas & Mexico Border Regional Banking Options Setups" panel above. When multiple tickers in the same sector are scoring 80+, the algorithm flags the cluster as a sector rotation signal and may upweight position sizing.
Educational content only — not personalized investment advice. Options carry substantial risk.
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