OFGStock and Options Trade Setup — OFG Bancorp
NYSE · Puerto Rico Banking & Financial Services · Low-liquidity options · Mid cap · ~$1.5B
OFG Bancorp is a high-quality regional bank turnaround and market share story playing out in Puerto Rico — a jurisdiction that, after years of fiscal crisis and Hurricane Maria, is now in a sustained economic recovery funded by $80B+ in federal disaster recovery and rebuilding spending. Oriental Bank has grown from a mid-tier player to effectively the largest growth-oriented commercial bank on the island, capturing business from former competitors (Eurobank, FirstBankPR distress) and riding the federal spending-driven economic revival. Loan growth, net interest margin, and credit quality are all trending favorably. The bank trades at a discount to mainland community bank peers despite superior growth and returns, reflecting lingering perceptions of Puerto Rico economic risk that are increasingly outdated. Capital return is growing via buybacks and a rising dividend.
Score History & Signal Changelog
Preview dataThis page is updated every 72 hours with the latest Scan results. Each data point below represents one complete algorithmic snapshot in time.
Signal Breakdown
Today's Trade Card
Options Profile
Risks & Fundamentals
Every setup carries risk. Here's what could move OFG against you, plus the key stats that frame any position.
- 1.Puerto Rico economic dependency on federal transfer payments — any reduction in disaster recovery funds or structural fiscal weakness returns could slow loan demand
- 2.Hurricane season risk — a direct hit to the island creates credit losses, operational disruption, and investor sentiment headwinds
- 3.Interest rate sensitivity on a floating-rate loan portfolio; margin compression if rates fall faster than deposit costs reprice
OFG Options Setup — Frequently Asked Questions
Is OFG a good options trade today?+
OFG Bancorp (OFG) currently has an Amora Edge Score of 63/100, ranking it top 45% of today's scan. This composite score is built from four sub-signals — EMA cross, RSI zone, relative strength vs SPY, and volume surge — each scored 0–25. The current read is a developing setup, so the algorithm is positioned bullish (calls / call debit spreads). A score above 65 typically warrants a trade card with stop and target; below that, the setup is on the watchlist but not actionable.
What is OFG's win rate on Stoptions.ai setups?+
OFG's historical win rate on closed Stoptions setups is 64%. Win rate is calculated as the percentage of past OFG trade cards that hit their target price before stopping out. Win rate is most meaningful once a ticker has 10+ closed trades — individual ticker rates can be noisy at smaller samples. Our portfolio-wide win rate across all closed trades is the more stable benchmark.
What strike and expiry does Stoptions.ai suggest for OFG?+
The strike and expiry are shown on the trade card at the top of this page when the setup is active. Stoptions.ai algorithmically selects strikes targeting delta 0.35–0.45 and expirations 30–45 days out, adjusted for current implied volatility rank (IVR). When IVR is high, the system favors call debit spreads to limit vega risk; when IVR is low, single-leg long calls are preferred. The card includes the contract symbol, mid-price entry, stop, and target.
How often is the OFG setup updated?+
Every 72 hours we refresh OFG's Amora Edge Score and trade card. The underlying scan runs daily at 9:00 AM ET (pre-market) and 9:30 AM ET (post-open), so any new signal change is reflected within one trading session. If OFG drops below the entry threshold or the regime shifts (e.g., SPY enters a confirmed bear), the trade card is replaced with a "no setup" notice automatically.
What does the Amora Edge Score measure for OFG?+
The Amora Edge Score is a 0–100 composite of four technical sub-signals applied to OFG: (1) EMA cross — is the 20-day above the 50-day with both trending up? (2) RSI zone — is momentum in the 50–70 sweet spot, or extended/weak? (3) Relative strength vs SPY — is OFG outperforming the market over 20 sessions? (4) Volume surge — is participation above the 20-day average? Each sub-signal contributes 0–25 points. OFG currently scores 63.
How does OFG compare to other Puerto Rico Banking & Financial Services setups?+
OFG's sector rank and percentile against other Puerto Rico Banking & Financial Services tickers we track is shown on the /tickers index — sortable by Amora Edge Score, win rate, or sector. For direct comparison, see the "Related Puerto Rico Banking & Financial Services Options Setups" panel above. When multiple tickers in the same sector are scoring 80+, the algorithm flags the cluster as a sector rotation signal and may upweight position sizing.
Educational content only — not personalized investment advice. Options carry substantial risk.
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