PAYC Stock and Options Trade Setup — Paycom Software, Inc.
NYSE · Human Capital Management (HCM) SaaS · Moderate-high options liquidity · Large cap · ~$12B
Paycom has been in a transition period following the Beti launch — a self-service payroll tool that improves payroll accuracy but also reduces the revenue Paycom earns from correcting errors. The market initially punished this innovation, creating a valuation reset that appears disconnected from the fundamental quality of the franchise. Beti employee adoption rates are now maturing, and the net revenue impact is becoming predictable. Paycom's competitive differentiation is real: a single-database architecture (versus the bolt-on systems of competitors like ADP) means employees and managers work in one system with no integration lag — a usability advantage that drives high retention. The mid-market and large enterprise expansion motion is now the primary growth driver. With an installed base generating high switching costs and a net retention rate typically above 90%, the revenue base is resilient even through the transition.
Score History & Signal Changelog
Preview dataThis page is a living document — updated every 72 hours from the last scan. Each data point below represents one complete algorithmic snapshot.
Signal Breakdown
Today's Trade Card
Options Profile
Risks & Fundamentals
Every setup carries risk. Here's what could move PAYC against you, plus the key stats that frame any position.
- 1.Beti revenue cannibalization has been higher than initially modeled, impacting growth visibility
- 2.Competition from Workday, ADP, and emerging AI-native HCM platforms is intense
- 3.Customer concentration in U.S. mid-market limits international revenue optionality
PAYC Options Setup — Frequently Asked Questions
Is PAYC a good options trade today?+
Paycom Software, Inc. (PAYC) currently has an Amora Edge Score of 70/100, ranking it top 40%. This composite score is built from four sub-signals — EMA cross, RSI zone, relative strength vs SPY, and volume surge — each scored 0–25. The current read is a bullish setup, so the algorithm is positioned bullish (calls / call debit spreads). A score above 65 typically warrants a trade card with stop and target; below that, the setup is on the watchlist but not actionable.
What is PAYC's win rate on Stoptions.ai setups?+
PAYC's historical win rate on closed Stoptions setups is 65%. Win rate is calculated as the percentage of past PAYC trade cards that hit their target price before stopping out. Win rate is most meaningful once a ticker has 10+ closed trades — individual ticker rates can be noisy at smaller samples. Our portfolio-wide win rate across all closed trades is the more stable benchmark.
What strike and expiry does Stoptions.ai suggest for PAYC?+
The strike and expiry are shown on the trade card at the top of this page when the setup is active. Stoptions.ai algorithmically selects strikes targeting delta 0.35–0.45 and expirations 30–45 days out, adjusted for current implied volatility rank (IVR). When IVR is high, the system favors call debit spreads to limit vega risk; when IVR is low, single-leg long calls are preferred. The card includes the contract symbol, mid-price entry, stop, and target.
How often is the PAYC setup updated?+
Every 72 hours we refresh PAYC's Amora Edge Score and trade card. The underlying scan runs daily at 9:00 AM ET (pre-market) and 9:30 AM ET (post-open), so any new signal change is reflected within one trading session. If PAYC drops below the entry threshold or the regime shifts (e.g., SPY enters a confirmed bear), the trade card is replaced with a "no setup" notice automatically.
What does the Amora Edge Score measure for PAYC?+
The Amora Edge Score is a 0–100 composite of four technical sub-signals applied to PAYC: (1) EMA cross — is the 20-day above the 50-day with both trending up? (2) RSI zone — is momentum in the 50–70 sweet spot, or extended/weak? (3) Relative strength vs SPY — is PAYC outperforming the market over 20 sessions? (4) Volume surge — is participation above the 20-day average? Each sub-signal contributes 0–25 points. PAYC currently scores 70.
How does PAYC compare to other Human Capital Management (HCM) SaaS setups?+
PAYC's sector rank and percentile against other Human Capital Management (HCM) SaaS tickers we track is shown on the /tickers index — sortable by Amora Edge Score, win rate, or sector. For direct comparison, see the "Related Human Capital Management (HCM) SaaS Options Setups" panel above. When multiple tickers in the same sector are scoring 80+, the algorithm flags the cluster as a sector rotation signal and may upweight position sizing.
Educational content only — not personalized investment advice. Options carry substantial risk.
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