Stoptions.aiStoptions.aiStoptions.aiStoptions.aiStoptions.ai
Powered by Amora Edge
How it worksResultsPricingMeet StoptieCompareBlog
Sign InStart Free Trial
Stoptions.ai
Powered by Amora Edge

Algorithmic scanning across the S&P 500 & Nasdaq 100. Stock & Options trade cards in your inbox by 9:35 AM ET every trading day.

Product
  • How it works
  • The Algorithm
  • Ticker Setups
  • Pricing
  • Morning Brief
  • Results
  • Compare tools
Account
  • Sign In
  • Start Free Trial
  • Give a gift
  • Dashboard
  • Settings
Company
  • About
  • Contact
  • Support
  • Blog
  • Sitemap
Legal
  • Terms of service
  • Privacy policy
  • Risk disclosure
  • Unsubscribe

© 2026 Stoptions.ai · All Rights Reserved

Not financial advice. Algo-generated setups are not personalised investment advice. Options trading involves significant risk of loss — past performance does not guarantee future results.

Chat with Stoptie
Stoptions.ai›Tickers›USB
Last updated: Friday, May 22, 2026 · 9:31 AM ET
↻ Next update: Monday, May 25, 2026 · 9:31 AM ET

USBStock and Options Trade Setup — U.S. BancorpUSB logo

NYSE · Large Banks · High-liquidity options · Large cap · ~$66B

▲ Bullish setupFinancialsLarge BanksMedium risk↑ Score +4 vs last update
74
Amora Edge Score
74
Top 24% of today's scan
↑ +4 vs last update
Composite of EMA, RSI, RS vs SPY & volume · updated every 72h
68
USB Win Rate
68%
8 of 12 USB setups hit target in 2026
Tracks completed Stoptions setups on this ticker since Jan 2026
Why we cover USB

Best-in-class efficiency ratio and fee income mix among large regional banks. Payment services (Elavon, US Bank Visa) provide high-quality fee revenue. Union Bank acquisition integration complete, synergies being realized.

Score History & Signal Changelog

Preview data

This page is updated every 72 hours with the latest Scan results. Each data point below represents one complete algorithmic snapshot in time.

Score progression across 4 updates
Solid = composite · dashed = components
Signal Changelog
DateUpdateScoreDeltaKey change
May 5#1 Created61—Page created. Large bank setup on payments franchise quality and efficiency ratio leadership.
May 9#2 Update66+5Union Bank synergies ahead of schedule. Elavon payments volume growing double digits.
May 14#3 Update70+7Volume above average. Fee income mix improving — structural quality gap vs. peers widening.
May 19#4 Current74+4All signals active. Payments-enhanced large bank quality compounder confirmed in Strong tier.

Signal Breakdown

EMA Cross
Active
22/25
Above both EMAs; payment services fee income driving consistent uptrend
RSI Zone
Active
18/25
RSI at 62 — momentum zone; Union Bank synergies adding earnings premium
RS vs SPY
Active
19/25
Outperforming SPY +2.3pp; large bank names rotating on payments franchise quality
Volume Surge
Active
15/25
1.5× 20-day avg; accumulation on efficiency ratio leadership and Elavon payments growth

Today's Trade Card

Setup
USB $47 CALL
Expires Jun 20, 2026
Premium
$1.50
Target
+60% premium
Stop loss
-35% premium
Breakeven
$48.5
Win prob.
55%
Sizing: Risk ≤ 1.5% of account
Greeks
Delta
0.40
Theta
-0.07
IVR
22%
IVR class
Low
Loading…

Options Profile

Avg IV (30d)
24%
IVR range (52-wk)
16–40%
Put/call ratio
0.72
Avg daily vol.
14K contracts
Open interest
222K contracts
Next earnings
Jul 15, 2026 (est.)

Risks & Fundamentals

Every setup carries risk. Here's what could move USB against you, plus the key stats that frame any position.

Beta
0.9
Market cap
~$66B
Risk level
Medium risk
Next earnings
Jul 15, 2026 (est.)
Key risks to monitor
  • 1.CRE office exposure in portfolio
  • 2.NIM compression if Fed cuts rates aggressively
  • 3.Union Bank integration costs still elevated
These are real risks to the long thesis, not a recommendation to short. Stoptions setups are short-dated and stop-protected; size accordingly.

USB Options Setup — Frequently Asked Questions

Is USB a good options trade today?+

U.S. Bancorp (USB) currently has an Amora Edge Score of 74/100, ranking it top 24% of today's scan. This composite score is built from four sub-signals — EMA cross, RSI zone, relative strength vs SPY, and volume surge — each scored 0–25. The current read is a bullish setup, so the algorithm is positioned bullish (calls / call debit spreads). A score above 65 typically warrants a trade card with stop and target; below that, the setup is on the watchlist but not actionable.

What is USB's win rate on Stoptions.ai setups?+

USB's historical win rate on closed Stoptions setups is 68%. Win rate is calculated as the percentage of past USB trade cards that hit their target price before stopping out. Win rate is most meaningful once a ticker has 10+ closed trades — individual ticker rates can be noisy at smaller samples. Our portfolio-wide win rate across all closed trades is the more stable benchmark.

What strike and expiry does Stoptions.ai suggest for USB?+

The strike and expiry are shown on the trade card at the top of this page when the setup is active. Stoptions.ai algorithmically selects strikes targeting delta 0.35–0.45 and expirations 30–45 days out, adjusted for current implied volatility rank (IVR). When IVR is high, the system favors call debit spreads to limit vega risk; when IVR is low, single-leg long calls are preferred. The card includes the contract symbol, mid-price entry, stop, and target.

How often is the USB setup updated?+

Every 72 hours we refresh USB's Amora Edge Score and trade card. The underlying scan runs daily at 9:00 AM ET (pre-market) and 9:30 AM ET (post-open), so any new signal change is reflected within one trading session. If USB drops below the entry threshold or the regime shifts (e.g., SPY enters a confirmed bear), the trade card is replaced with a "no setup" notice automatically.

What does the Amora Edge Score measure for USB?+

The Amora Edge Score is a 0–100 composite of four technical sub-signals applied to USB: (1) EMA cross — is the 20-day above the 50-day with both trending up? (2) RSI zone — is momentum in the 50–70 sweet spot, or extended/weak? (3) Relative strength vs SPY — is USB outperforming the market over 20 sessions? (4) Volume surge — is participation above the 20-day average? Each sub-signal contributes 0–25 points. USB currently scores 74.

How does USB compare to other Large Banks setups?+

USB's sector rank and percentile against other Large Banks tickers we track is shown on the /tickers index — sortable by Amora Edge Score, win rate, or sector. For direct comparison, see the "Related Large Banks Options Setups" panel above. When multiple tickers in the same sector are scoring 80+, the algorithm flags the cluster as a sector rotation signal and may upweight position sizing.

Educational content only — not personalized investment advice. Options carry substantial risk.

The Weekly · Free

Get a Friday Recap Including Setups Like USB.

Every Friday at 4:30 PM ET — Trade of the Week, Signal Movement, Sector Spotlight, Technical Analysis, and more. A 4-minute read. Free.

No spam. One email Friday afternoon. Unsubscribe in one click.

More from Stoptions.ai
← All tickersBrowse by sectorHow the algorithm worksMorning BriefResultsPricing